Parents may apply for the Federal Parent Loan for Undergraduate Students (PLUS Loan), to help pay for their dependent undergraduate student's education expenses. Because PLUS Loans are administered directly by the federal government*, parents must complete the following steps.
Complete the FAFSA.
Sign in to your Federal Direct Loan account, using your social security number, first two letters of your last name, date of birth, and your federal parent PIN.
Retrieve lost or forgotten federal PIN »
Please note: You must sign in using your parent PIN. Do not sign in using the student's PIN or social security number.
Select the link titled Start PLUS Application Process. Choose the Parent PLUS link and follow the on-screen instructions.
Please note: Do not select the link to complete an MPN from the home screen. If you do so, you will skip the credit application step and your loan application will not be complete.
*Due to recent congressional legislation, all parent loans are now administered directly by the federal government. Parents who have loans through other lenders may continue to have those loans serviced by the lender of their choice, but all new parent PLUS loans must be issued by the Department of Education through the Federal Direct Loan program. Additionally, the federal government now requires that all PLUS applicants complete the Free Application for Federal Student Aid in order to receive a parent PLUS loan.