Federal Student Loans


First-Time Applicants
The Federal Direct Loan program offers fixed, low-interest rate loans to students without the need for a credit application or cosigner. These loans are issued directly from the federal government to the school and have fixed disbursement amounts. Students who complete the Free Application for Federal Student Aid (FAFSA) are automatically eligible to receive Federal Direct Loans and will receive notification of their maximum eligibility in their financial assistance Statement of Award.

According to the Department of Education, there is a limit on the maximum period of time (measured in academic years) that you can receive Direct Subsidized Loans for more than 150% of the published length of your program.  This is called your "maximum eligibility period".  Your maximum eligibility period is based on the published length of your current program.  This means that your maximum eligibility period can change if you change programs.  Also, if you receive Direct Subsidized Loans for one program and the change to another program, the Direct Subsidized Loans you receive for the earlier program will generally count against your new maximum eligibility period. 

Upon completion of the FAFSA, students must complete both federal Entrance Loan Counseling (ELC) and a Master Promissory Note (MPN) with the Department of Education. You will need your Federal PIN to complete these forms.

Please note that these processes must be completed in order to receive your loan. If you have a question regarding the loan application, entrance loan counseling process, or your award letter, please contact the Office of Financial Assistance at (919) 760-8565 or email at Finaid@meredith.edu.

Financial Assistance FAQ's
Forms and Applications
Financial Assistance Deadlines
NET PRICE Calculator
Financial Assistance Counselors

Contact Information:

3800 Hillsborough Street
Raleigh, NC 27607
Phone: (919) 760-8565
Fax: (919) 760-2373