Federal Student Loans


Continuation of Assistance
You must reapply for financial assistance each year after January 1 by completing the Renewal FAFSA by March 15. You should receive an email notice from the federal student aid processing center in December each year. However, if you do not receive this notice, you may also complete a blank FAFSA. Meredith College does not mail a Renewal FAFSA to students. It is a student’s responsibility to reapply for aid each year.

First-Time Applicants
The Federal Direct Loan program offers fixed, low-interest rate loans to students without the need for a credit application or cosigner. These loans are issued directly from the federal government to the school and have fixed disbursement amounts. Students who complete the Free Application for Federal Student Aid (FAFSA) are automatically eligible to receive Federal Direct Loans and will receive notification of their maximum eligibility in their financial assistance Statement of Award.

According to the Department of Education, there is a limit on the maximum period of time (measured in academic years) that you can receive Direct Subsidized Loans for more than 150% of the published length of your program.  This is called your "maximum eligibility period".  Your maximum eligibility period is based on the published length of your current program.  This means that your maximum eligibility period can change if you change programs.  Also, if you receive Direct Subsidized Loans for one program and the change to another program, the Direct Subsidized Loans you receive for the earlier program will generally count against your new maximum eligibility period. 

To be eligible for the Federal Direct loans, the student must complete the FAFSA. The Office of Financial Assistance will list your Federal Direct Loan eligibility on your statement of award.  

First-time borrowers or new students must complete two steps in order for the loans to post to their account. The ELC and MPN only need to be completed once. Returning students do not need to fill this out each year.

Please log-on to complete: 

  1. Entrance Loan Counseling (ELC) 
  2. Master Promissory Note      (MPN)   Note: You will need your Federal PIN to complete these forms.

Please note that these processes must be completed in order to receive your loan.If you have a question regarding the loan application, entrance loan counseling process, or your award letter, please contact the Office of Financial Assistance at (919) 760-8565 or email at Finaid@meredith.edu.

Financial Assistance FAQ's
Forms and Applications
Financial Assistance Deadlines
NET PRICE Calculator
Financial Assistance Counselors

Contact Information:

3800 Hillsborough Street
Raleigh, NC 27607
Phone: (919) 760-8565
Fax: (919) 760-2373